IndyBudget – Budget, plan, forecast, organize and analyze your personal finances to achieve your goals.

IndyBudget is a great app on how to plan out your budget in a way that lets you plan for your expenses on what you will need to spend compared to what you are earning. If you are trying to worry about your personal finances this is probably the best free applicaion you can find.

Looking to schedule your banking, retirement, and debt accounts? IndyBudget has you covered! All of this is done through an easy to use expense sheet that factors in your various income and expenses.

Free Features of IndyBudget

Any good online service these days tries to lull you in with a fully functional product that is free to use and once your hooked and want to buy those other features lull you in with a cheap upgrade. Smart marketing plan and for this app, if you have a use for it, is a GREAT deal!
Secure & Safe- industry-standard encryption and data protection
Anonymous & Private- no names, account numbers, PINs, phone numbers or addresses
No Ads, No Third Parties- no sharing/selling your data with/to third-parties
Internationalization- customizable regional settings, currencies
Budget Plan Wizard- get started in a few simple steps
Bank, Retirement & Debt Accounts- unlimited accounts
Recurring Actions & One-Timers- avoid repetition, schedule recurring actions; schedule one-timers ahead of time, or afterwards
Tags- categorize your spending with the flexibility of tags
Quick Expense Sheet- quickly add one or more recent or upcoming one-time expenses
Upcoming Activity- view 45 days of upcoming scheduled activity and estimated account balances
Email Reminders- get weekly reminders of upcoming activity
Goals- keep yourself motivated and focused
Cancel Account- we’d hate to see you go, but we’ll permanently remove your data from our system

Pay Features of IndyBudget

While the core services above are free there is a pay version of this service that offers a few more features that may prove beneficial. At $4.99 a year (yes that’s year not month so it shouldn’t be blowing your budget) you get:
Asset Management- track real estate, vehicles and other property
Budget Plan Overview- analyze scheduled income and expenses
Monthly Statements- analyze actual income and expenses
Net Worth Outlook- net worth projected for the next 12 months
Tag Manager & Report- rename and delete tags; search for untagged activity; spending-by-tag report

Interested? Check out IndyBudget today!

It uses your Twitter credentials to sign into the account, a practice used by many Twitter applications, to allow you to access these groups. Buzzable’s groups are based around RSS feeds; for specific sites or various topics that can include many feeds. This allows you to build mini-communities in your groups of Twitter friends who are all able to comment on the same topic or sets of topics. These groups allow you to discuss current topics from your feeds and has the option of sending them to Twitter or keeping them private on Buzzable. Being based around RSS they also have features to easily embed your group onto websites if you want.

Buzzable is one of the great applications that are coming out which make use of Twitter and will be a great way to bring up discussions, debates, idle chatter, or just share news!

A video of how Buzzable works is available after the jump:

Tasck is an AJAX based online to do list that is easy to use and doesn’t add the clutter of unnecessary features. I love the basic interface and quickness to load however I will have to admit that it’s missing a few features I would like to see. It’s ease of use and straight forward interface is exactly what you need from a To-Do List. These kind of websites are by no means new, however many become unorganized, cluttered, slow, or are not nearly as straight forward as Tasck.

Positives:
- AJAX based means it’s extremely quick to add items and load.
- Keeps track of finished tasks.
- Easy interface to interact with.

Negatives:
- Can’t edit the items on your list after they have been added.
- Can’t move an items order in your list.
- Currently no way to edit items in your list.
- Currently no way to export your list to external applications.

If your in need of a quick and simple To-Do list generator Tasck is a great option for you. I would like to see at least the first 3 of what I feel are negatives from the list addressed before I start actively using it. I do feel this is a resource that will be great to use though in the future once it is expanded upon a little more and look forward to seeing what additional features pop up over time.